Jito, how was your test drive? Did you buy it finally after the test?
My (soon to be) new car :D
Started by
Jito463
, Jul 13 2005 10:47 PM
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27 replies to this topic
#22
Jito463
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Posted 20 July 2005 - 08:46 PM
Sadly, I've exhausted all my options available. I always do this. I get so excited about the possibilities, I get ahead of myself and forget about the potential problems. I just called the dealership and had to cancel the deal. Guess I'll just have to find some way of building up my credit first before I try again. *sigh*
#23
shawn_nee
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Posted 20 July 2005 - 09:30 PM
Call the reporting agencies, dispute all the negative info on them, wait 1-3 days and your credit will skyrocket. Companies will not look at disputed information, and once disputed companies have up to 30 days to respond or the info will be removed. If the company does respond in the time it will take up to 30 days for the report to be updated. Just a slick trick to up your credit score for loans. 
#24
Jito463
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Posted 21 July 2005 - 03:19 AM
@Shawn
Why, that's sneaky and underhanded....
I like it.
Why, that's sneaky and underhanded....
I like it.
#25
MaLing
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Posted 21 July 2005 - 05:28 AM
Oh, that should make you very disappointed.
You lose you credit, but think of a bright side: You save you real credit, i.e. money, in your bank account.
You lose you credit, but think of a bright side: You save you real credit, i.e. money, in your bank account.
Edited by MaLing, 21 July 2005 - 05:29 AM.
#26
Jito463
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Posted 21 July 2005 - 09:12 AM
Very true, MaLing. I figure between payments and insurance it was going to run me over $400/month to get that car. I guess it just wasn't meant to be. I'm sure something else will come along, though.
#27
shawn_nee
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Posted 21 July 2005 - 03:35 PM
"When one door closes another opens up." Only problem is it might be hard to find.
Yeah it paid to stay awake when I took licensing classes on credit accounts, crediters, and collections. It was all very interesting, there are quite a few loopholes that can go either way depending on who wants to do it.
QUOTE
Why, that's sneaky and underhanded....
Yeah it paid to stay awake when I took licensing classes on credit accounts, crediters, and collections. It was all very interesting, there are quite a few loopholes that can go either way depending on who wants to do it.
#28
2005
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Posted 21 July 2005 - 05:52 PM
Yep credit is pretty darn gay... which is why when I get my first car I will have the money in the bank and will just pay for it up front. Ill be driving this blazer around until it dies (which im hopeing I can get another 5-7 years out of it) thats long enough for me to be out of college and work for two or three years and save the money.
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